Simple Guide to the Balance Sheet - *New Playbook*

High level, a balance sheet is a snapshot in time of what a business has (anything of value) and what it owes others.  If the value of what a business has is more than what it owes, the business is worth something to its owners.  On a balance sheet, we’ll be using… Read more

Master the Income Statement: The Seven Step Guide

While many entrepreneurs don’t start their business to try to optimize their small business finances, every company needs to make money so they can continue to pursue their passions.  Even for non-profits, understanding these aspects of the business… Read more

12 Steps to Understand the Time Value of Money

Ever hear that “a dollar today is worth more than a dollar tomorrow?”  In the first section of the small business financial management playbook, we’ll talk about how time can affect the value of money and cover concepts like present value and future value.  Later in the course, we’ll apply… Read more

Time Value of Money Calculators and Formulas

The free time value of money calculator collection includes easy to use calculators including present value, future value, ordinary annuities, annuities due, perpetuities and more…  Read more

Small Business Financial Management Guide